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Know How Kentucky Personal Injury Protection (PIP) Affects You!

Insurance policies are generally quite confusing and often vary between insurance companies. Most of them promise you a better rate, or better coverage in the event of an accident. Knowing what some of the standard policies cover will help in choosing the right coverage for you. For example, one … [Read more...]

Legal Update: 6th Circuit Court of Appeals Says Debtors in Chapter 13 Bankruptcies Can’t Contribute to 401K or Retirement Plans

The 6th Cir. Court of Appeals, which covers Kentucky, Ohio, Tennessee, and Michigan, says debtors in Chapter 13 bankruptcies can’t contribute to 401k or retirement plans while they are in bankruptcy. This Decisions Limits an Individual's "Fresh Start" Through Bankruptcy  If you are a debtor in a … [Read more...]

Spotlight on Melissa Doss: Associate Lawyer at Lawrence and Associates Focusing on Kentucky Workers’ Compensation

Focused on Kentucky Workers' Compensation Cases I have been at Lawrence & Associates since 2011. When I first started at Lawrence & Associates, I gained hands on experience in the areas of workers’ compensation, bankruptcy law, personal injury and admiralty law. However, I quickly learned … [Read more...]

Does Filing Bankruptcy Affect a Co-Signer’s Credit?

Many people who file bankruptcy in Northern Kentucky have co-signers on their debt. For some, the co-signer is part of the reason they are filing bankruptcy in the first place! I cannot count the number of parents I have met who have had to file bankruptcy because they were sued when a child … [Read more...]

What Injures are Covered Under Workers’ Compensation?

Workers' Comp Also Covers Work Related Injuries Such As Injuries Due To Repeated Motions, Psychological Stress, and More To be covered by workers’ compensation, an injury need not be caused by a sudden accident such a fall. Workers’ compensation may also cover claims for injuries due to repeated … [Read more...]

What is a Chapter 13 Bankruptcy?

Chapter 13 is a type of bankruptcy that allows consumers who are struggling with debt to seek relief through the court. Chapter 13 is commonly used by people who are facing home foreclosure, as it can stop that process in its tracks. A debtor must meet Chapter 13 requirements to file for bankruptcy … [Read more...]

Why Northern Kentucky Residents Need Lawyers for Auto Accident Claims

After an auto accident some people aren't sure whether they should hire an attorney at all.  It’s also tough to decide which Northern Kentucky attorney to hire to represent you in your dealing with insurance companies. No matter what, it is always a good idea to hire an attorney – a good attorney – … [Read more...]

What is an Automatic Stay and How Does It Affect Me?

When you file for Chapter 7 or Chapter 13 bankruptcy, the automatic stay immediately goes into effect. The automatic stay prohibits most creditors from continuing with collection activities, which can provide some relief to debtors. Once the automatic stay goes into effect, it can protect a debtor … [Read more...]

The Statute of Limitations is Crucial In Workers’ Compensation Claims. Act Quickly When You’re Injured on the Job

When considering filing for a workers’ compensation claim, it is crucial to keep the statute of limitations in mind. If an injured worker does not file a claim within the allotted time, the claim will not succeed. The statute of limitations provides for filing deadlines for Kentucky Workers’ … [Read more...]