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What Kind of Benefits are Available Through the Social Security Administration (SSA)?

Social Security

Disabled Worker Benefits

The most common type of Social Security benefit to require an attorney’s services is the Disabled Worker Benefit, also known as SSDI, RSDI or DIB.  However, also be aware that the child or spouse of a disabled worker can get benefits under this chapter so long as they meet the criteria described above.

>> More About Disabled Work Benefits/SSDI/DIB Application Process

Supplemental Security Income Benefits

The Social Security Administration offers benefits under Supplemental Security Income, also known as SSI.  This is needs based income for the aged, blind, or disabled. Although any Greater Cincinnati or Northern Kentucky citizen is eligible to apply for this, it is commonly seen hand-in-hand with Social Security Disability benefits. In order to get SSI, a single individual cannot have more than $2,000 in resources, and a married individual cannot have more than $3,000 in resources. The amount of income an applicant can earn is similarly restricted.

Social Security does not allow attorneys to assist claimants with the initial SSI application. If you wish to apply for SSI benefits you must call your local Social Security Office and schedule an appointment to complete your initial application. If you are denied for benefits, give Lawrence & Associates a call, and we will evaluate your claim and help you appeal the initial determination by filing a request for reconsideration.

Childhood Benefits

If the child is disabled they may qualify for SSI benefits if they are under age 18 and have a physical or mental condition, or combination of conditions, that meets Social Security’s definition of disability for children.

Social Security defines children as disabled if they have a medically determinable physical or mental impairment (or combination of impairments); and the impairment(s) results in marked and severe functional limitations; and the impairment(s) has lasted (or is expected to last) for at least one year or to result in death.

If you believe your child may qualify for SSI benefits must call your local Social Security Office and schedule an appointment to complete the initial application. If your child is denied for benefits, give Lawrence & Associates a call, and we will evaluate their claim and help you appeal the initial determination by filing a request for reconsideration.

Retired Worker Benefits

The Social Security Administration pays retired worker benefits to any Greater Cincinnati or Northern Kentucky citizens that worked for long enough to be covered by social security and who have reached at least age 62 (for partial benefits) or age 70 (for full benefits).  These benefits are also available to the minor children of a retired worker if the child is either a) under the age of eighteen, b) under the age of nineteen and in high school, or c) disabled before age twenty-two.  Finally, these benefits are available to the spouse of a retired worker if the spouse is age 62, if the spouse has a minor child in his or her care, or if the marriage lasted at least ten years (in the case of a former spouse).

Survivor Benefits

The Social Security Administration also pays survivor benefits to any Greater Cincinnati or Northern Kentucky citizens that is the child, widow(er), or parent of a deceased worker.  A child applying for these benefits must meet one of the three criteria for a minor child described in the paragraph above.  A parent must be at least age 62 and must be able to prove that he or she relied on the deceased worker for support.  A widow(er) must be either a) at least 62 years old, b) at least 50 years old and disabled themselves, or c) have a child under age 16 or a disabled child in his or her care.

>> Back to Social Security Disability Overview

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