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“What is Personal Injury Protection (PIP)?” is a Frequently Asked Question to Northern Kentucky Personal Injury Lawyers

Personal Injury Protection, or “PIP”, is a basic coverage that is required in Kentucky on all motor vehicles, with the exception of motorcycles. It generally provides up to $10,000 to each covered individual in an accident to be used for the purposes of paying for medical expenses, lost wages, and … [Read more...]

Is It Really Necessary to Hire a Workers’ Compensation Attorney When My Injury Isn’t Being Contested By My Employer?

Often times, I hear people say, “Why would I hire a workers’ compensation attorney? My employer is paying my medical bills.” Before practicing workers’ compensation law, I had the same school of thought. What I learned after diving into the area of Kentucky comp is there are several reasons to hire … [Read more...]

You Have the Right to Wipe Your St. Elizabeth Bills Clean Through Chapter 7 Bankruptcy

St. Elizabeth Medical Center is the largest medical provider in Northern Kentucky, serving thousands of patients daily. In addition to its five area hospitals in Boone, Kenton, Campbell and Grant counties, St. Elizabeth also owns multiple medical practices in areas ranging from physical therapy to … [Read more...]

What to Do Immediately After an Automobile Accident

According to the a Kentucky Traffic Collision Facts Report, Kentucky reported 150,278 car accidents on public roads. Out of those reported accidents, 37,289 drivers and passengers were injured or killed. Either you or someone you know is overwhelmingly likely to be in a car accident at some point in … [Read more...]

How Personal Injury Settlements Are Handled When They Involve Minors

In most states, the parent of a child who has been injured and received a settlement as reparation for those injuries cannot generally access his or her child’s settlement funds.  The reason for this is to protect the child from parents who might use the money to benefit themselves, instead of the … [Read more...]

Even If You Don’t Live in Kentucky, Talk to a Northern Kentucky Lawyer if You Where Hurt On the Job in Kentucky

Because Lawrence & Associates is located along I-75 and conveniently close to Cincinnati, OH, we often help injured workers who live outside the state. It is very common for injured workers to work at a factory or warehouse – such as the Amazon warehouse in Boone County, Kentucky – but live in … [Read more...]

Ways to Improve Your Credit Score After Bankruptcy

Declaring bankruptcy is a decision that affects not only your finances but also may affect your credit score. In fact, one of the biggest concerns that people have when considering bankruptcy is how it will affect their credit score. While filing bankruptcy may decrease your credit score short term, … [Read more...]

Filing a First Report of Injury (FROI) Form is Not the Same as Filing a Claim for Workers’ Compensation

In today’s world almost every employer has procedures in place when an employee is injured on the job. In many cases it involves documenting the events that led to the injury and recording them on a form for future use and reference. In Kentucky’s workers’ compensation system, this form is often … [Read more...]

Eligible for Chapter 7 Bankruptcy in 2014? You Should Get Started Early Due To New Increased Paperwork Requirements

Many people filed for Chapter 7 bankruptcy in October of 2005. It was important to file before the new bankruptcy regulations went into effect later that month. The new bankruptcy regulations were much stricter and would require many Chapter 7 filers to file a Chapter 13 if they waited until … [Read more...]

BANKRUPTCY CASE STUDY: Couple Gets To Keep Their Home After Both Being Laid Off By Using a Chapter 13 Bankruptcy

Client(s) Challenge - Our clients L.S. and P.S., a husband and wife living in Northern Kentucky, got a foreclosure notice in the mail. They had worked really hard to get their house and even harder to get the mortgage modified after they both got laid off a few years ago. Now it looked like all … [Read more...]