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What does MMI mean, and how does it affect my Workers’ Compensation benefits?

MMI means Maximum Medical Improvement, and it means the doctors have gotten you to a plateau in treatment. It does not mean you are 100% better or at the same level you were at before your injury. When a doctor declares MMI, the insurance company still has to pay for medical bills but is allowed to cut off wage replacement benefits. The insurance company should also be offering to pay something toward permanent impairment (although they usually try to lowball you if they offer anything at all). Sometimes the insurance company pays its own doctor to declare you at MMI before your doctor thinks it’s appropriate – if that happens, call an attorney immediately to get your lost wage benefits back!

Posted in: Workers' Compensation