Experienced Motorcycle Accident Attorneys for Southern Ohio and Northern Kentucky

A biker has as much right to the road as the driver of any other vehicle. Despite this fact, many drivers fail to see motorcycle riders or fail to grant them the courtesy they extend to other drivers. The result? A serious or deadly motorcycle accident. Lawrence & Associates are aggressive personal injury advocates and we work tenaciously to help our clients get all of the medical care and compensation they need to recover. We also represent families in wrongful death cases.

What Your Attorney Wants You to Know About Motorcycle Accidents Before They Happen.

Although motorcycles are a fun and fuel efficient way to drive, they also leave the driver mostly unprotected and accidents can result in severe injuries. Because the potential for a life threatening accident is so high, insurance companies make it expensive to insure a motorcycle at the minimum state required limit ($25,000.00 in Kentucky and Ohio). Insuring at more than the minimum limit can be impossible.

With this in mind, here are some tips to making sure you are fully insured – and as safe as possible – when riding a motorcycle:

  • Never drive with only liability insurance! You’ll need additional coverage on your automobile policy if you ever have an accident. Make sure your insurance policy has either PIP benefits or Med Pay benefits. PIP pays your medical bills or lost wages up to certain limits, regardless of fault, while Med Pay covers only medical bills. Also, you should pay for Underinsured Motorist (UIM) and Uninsured Motorist (UM) coverage to help protect you in the event that someone causing your accident doesn’t have insurance, or doesn’t have enough coverage. You can find more about what your car insurance covers on our blog. It is expensive, but we have seen $50.00 per month get drivers $100,000 to pay bills after an accident.
  • Always wear your helmet and protective clothing. Motorcycle accidents are like any other, and a lot of finger pointing will happen when you make a claim against motorcycle insurance. If you don’t wear a helmet, you’ll likely be hurt worse. You are also more likely to be found partially at fault for your injuries. Remember that a jury doesn’t just decide who is at fault for the collision, but also who is at fault for your injuries. It is possible for the other driver to cause the collision, but for you to also be at fault for not wearing protective gear that could have prevented (for example) a brain injury.
  • Get an attorney that knows how to handle liens from unpaid medical providers and from health insurance companies. In motorcycle cases, we all too often find that there isn’t enough coverage to fully pay all the damages. However, a good attorney can often get the costs owed for medical bills dramatically reduced to ease the burden on the injured motorcyclist going forward.
  • Have someone take pictures of the accident scene. In motorcycle accidents, we often find that the injured driver spends a long time recuperating in the hospital. This is naturally a time when the driver isn’t deciding on an attorney to hire or thinking about how future bills and lost wages will be compensated. But it is also a critical time when evidence is often lost. Having someone take pictures of the accident scene may provide valuable evidence to your attorney when you hire one.

What To Do Immediately Following an Auto Accident

What Type of Compensation Is Available After a Motorcycle Wreck?

In any injury case, including car accidents, the four basic kinds of damages are medical bills, lost wages, pain and suffering, and – depending on several factors like marital status – loss of consortium. We talk more about these damages on our car accident page. The most important difference between motorcycle and car accident damages is the severity. A twenty mile per hour collision between two cars may result in injuries to the drivers. The same collision between a car and a motorcyclist may kill the motorcyclist. When damages are greater, medical bills and lost wages are higher and you need to find more coverage. This is what makes a good attorney so important for a motorcycle accident.

No Recovery, No Fee

Lawrence & Associates accepts personal injury, workers’ compensation, and social security cases on a contingency basis.

You will owe an attorney fee only if we obtain compensation for you. However, if you win your case, attorney’s fees, court costs, and case expenses will be paid out of the settlement or judgment.

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Contact Us for a Free Consultation! Call 859-371-5997 in KY or 513-351-5997 in OH.