What if the Driver That Hit Me Was Uninsured?

Name: What if the Driver That Hit Me Was Uninsured? - Lawrence & Associates Accident and Injury Lawyers, LLC
Uploaded: 2025-08-14T17:22:04+00:00
Duration: 47 s
Description: Attorney Justin Lawrence explains how uninsured and underinsured motorist coverage helps recover damages in motorcycle crashes with at-fault uninsured drivers.

Posted on Aug 14, 2025 at 5:22pm

TRANSCRIPT:

Your insurance policy has something called underinsured motorist coverage, which is different than uninsured motorist coverage. For both of them, you pay your insurance company a premium to cover you if someone hurts you in a car accident, but they are not insured or they don’t have enough insurance. An uninsured person will have your uninsured motorist coverage come in and cover whatever damages that person caused and they’ll sue that person to recover their money. An underinsured person will have your underinsured motorist coverage come in and cover in excess whatever the other driver wasn’t able to cover with his or her insurance policy.

FEATURED ATTORNEY:

Justin Lee Lawrence

Managing Partner

what our clients say

I was in an accident with a semi, Lawrence & Associates represented me and I loved how I was treated very professional.

-April Hearn

I contacted Justin Lawrence to handle a legal issue that he previously tried in the Kentucky Supreme Court. Based on his experience and knowledge, the entire situation was resolved with a liability carrier in less than 6 weeks. His office was easy to work with and responded to all inquiries the same day.

-Carol Greissman

I had been trying for four years to get disability after hurting my back to the point I could barely walk. In those four years I developed other ailments like fibromyalgia and arthritis. Lawrence and Associates helped me to finally get approved and I couldn’t be more thankful!!

-Dawn Johnson