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Kentucky Statute of Limitations for Property Damage

Property insurance paperwork on desk with wooden house on top of it

When a storm tears through your neighborhood or a fire damages your home, your first priority is keeping your family safe. While legal deadlines may not be at the top of your mind, in Kentucky, you typically have just two years from the date of the damage to file a property damage claim. Miss the […]

How Long Do I Have to File a Homeowners Insurance Claim?

Insurance policy paperwork on desk with other items on it

Filing a homeowners insurance claim may not be the first thing on your mind when damage strikes your property, but waiting too long could cost you. Whether you’re in Cincinnati, Fort Mitchell, or Northern Kentucky, the timing of your claim matters.  How long do you have to file a homeowners insurance claim? The answer depends […]

How to Fight a Denied Homeowners Insurance Claim

A damaged roof

A roof leak, house fire, flooding, tornado damage, hail damage, or even a tree falling on your house – if one of these misfortunes befalls your house, you’re grateful that you have homeowners’ insurance. Unfortunately for many homeowners in Ohio and Kentucky, a denied homeowners insurance claim can leave them with unfinished repairs or exorbitant […]

What Is Insurance Bad Faith?

An insurance officer and a lady looking at a damaged ceilings

When you file a claim for an injury after being in an accident, repairing, or replacing damaged property, you trust that your insurance company will hold up its end of your contract. What happens when an insurer acts in bad faith by denying, delaying, or underpaying valid claims? When you purchase an insurance policy, you […]

Burst Pipe Insurance Claim Tips

A leaking ceiling

A burst pipe can be a nightmare for homeowners. Unfortunately, many homeowners may run into burst pipe insurance claim problems when they realize their home insurance doesn’t cover as much as they think. Our step-by-step tips can help you navigate the burst pipe insurance claim process so you can fix the water damage from a […]

Reasons Insurance Companies Deny Fire Claims

An insurance officer holding a document in front of a house

Do insurance companies deny fire claims? A house fire is a nightmare for many people. The fear about the safety of family and pets and the overwhelming sense of loss afterward make this an incredibly stressful and emotional time. As you’re sorting through the fire and smoke damages to your home and belongings, you likely […]