How long do I have to file a property damage insurance claim?

“One of the reasons why we at Lawrence and Associates encourage you to contact us as soon as possible if you feel like you may need an attorney for your claim is because most policies contain suit limitation provisions. So, your case is a breach of contract case, and if you Google how long do I have to file a breach of contract case, depending on what state you’re in, they’re going to tell you anywhere from 5 to 10 years, but your policy limits and shortens that time period. So it really depends on the language of the policy. Most residential policies have a one-year suit limitation provision, meaning you only have a year from the date of loss to file a lawsuit. Most commercial or farm policies will extend that to 2 years, but it’s really important that you check the policy, you check all endorsements to that policy, and you run that by a lawyer as soon as possible to make sure that you don’t miss that deadline.”