What are the Biggest Mistakes to Avoid When Filing a Property Damage Claim?

The biggest mistakes that we see with clients that come to us after they’ve filed is that they haven’t first complied with all the terms and conditions of the policy. Most insurance policies have a provision that say before you sue us, you have certain duties and obligations. You have a duty to provide all documentation that’s reasonably available to you that the insurance company requests. you have an obligation to sit for an EUO and to read that transcript and to sign it. Your policy may have additional obligations and if you file suit before you have met those conditions precedent, you’re at risk for your case being dismissed either on a motion to dismiss or a motion for summary judgement. So, you want to make sure that you, the insured, have fulfilled all of the duties under the policy before you file that lawsuit.