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Uber AccidentLawyers in Cincinnati

The rise in popularity of ridesharing apps like Uber has coincided with an increase in car accidents involving these services. These cases often involve multiple parties and complicated insurance coverage, which make them particularly challenging. If you were in this kind of accident, it’s crucial to have a rideshare accident lawyer in Ohio who understands the intricacies of these cases. 

The experienced Uber accident lawyers at Lawrence & Associates Accident and Injury Lawyers, LLC can help you navigate the process of filing a claim and work to secure the compensation you deserve. 

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content reviewed by:
Justin Lee Lawrence

last updated: May 30, 2025

Why Choose Lawrence & Associates for Your Uber Accident Claim in Ohio

At Lawrence & Associates, we understand the huge impact a rideshare collision can have on your life and livelihood. With a focused commitment to obtaining the maximum amount of compensation available in your case, our rideshare accident lawyers in Ohio have vast experience handling these types of claims. 

While you focus on your health and recovering from your injuries, let our Uber accident lawyer team negotiate with the insurance company and take the burden off your shoulders. We have a deep understanding of Uber’s insurance policies and know the tactics the adjusters will use in an attempt to devalue or deny your claim. Our lawyers are adept negotiators and aggressive litigators when a case goes to court.

No matter how complex your claim is, we are ready to fight for justice on your behalf. We understand that you may be hesitant to file a lawsuit, especially if it involves someone else in the community. But personal injury claims are generally focused on insurance companies and our rideshare accident lawyers have extensive knowledge of Ohio personal injury and traffic laws. We are also deeply familiar with dangerous intersections in the area as well as local courts.

A Different Approach

Our firm takes a different approach to personal injury matters. At Lawrence & Associates, our clients come first. Communicating with our clients every step of the way, we work relentlessly to pursue the compensation that is rightfully theirs. We have outlined our pledge to clients in our Client Bill of Rights

Here’s a few examples of what you can expect when you are represented by our firm:

  • The Right to Full Analysis: At the beginning of your case, meet with a specialist who can evaluate all aspects and ensure you’re filing the right claim
  • The Right to Updates: Your attorney will provide regular updates. This way, you’ll know what’s happening when it happens and that everything is moving forward normally, even during less active times.
  • The Right to Specialization: At Lawrence & Associates, our attorneys limit themselves to a maximum of two practice areas to avoid becoming a jack of all trades but a master of none.  

The Right to Authority: Your legal team understands that you call the shots when it comes to settling or filing your case. The case belongs to you, and all the decisions are yours.

Proven Results

We have a long history of proven results for our clients. Our commitment to excellence has earned us a place among The National Top 100 Trial Lawyers and in the Million Dollar Advocates Forum. We have also received a 10.0 Superb Rating from Avvo, and our team members have been selected for the Super Lawyers list. 

Here’s what clients have said about our representation:

  • “We had Alec Ott as our attorney following a car accident with an uninsured driver. He was so knowledgeable and made the process easy as this was something neither my husband or I had ever been through. They moved quickly and we’re happy with the outcome.” – Samantha
  • “Justin and his team are extremely professional and reliable. No wants to have a car accident, but if it happens, go see Justin. He’ll take good care of you!”. – Shariff.

Why Uber Accidents Are Different in Ohio

In Ohio, Uber’s insurance policies must meet the state’s minimum coverage required by statute. The state-mandated minimums, including for Uber drivers, are $25,000 bodily injury liability per person, $50,000 per collision, and $25,000 for property damage. 

It’s important to note that Uber considers their rideshare drivers to be independent contractors. This means that the driver is typically responsible for any accidents caused due to their negligence, rather than Uber. However, Uber can still be held liable under certain circumstances. 

The layers of insurance involving an Uber accident are complex. Both Uber and the driver’s personal policy may provide coverage in the event of a crash. Liability will largely depend upon whether the driver was offline or carrying a passenger at the time the accident occurred. 

Video Transcript

In a motor vehicle collision, you can recover damages for medical billing, lost wages or lost earning capacity, pain and suffering, or loss of consortium, which is a claim that belongs to a spouse or to parents or children of someone that’s injured.

Ohio's Rideshare Insurance Laws and Requirements

Uber’s insurance coverage requirements in the state are closely governed by Ohio law. Specifically, Uber provides tiered insurance coverage based on the driver’s status at the time of the crash. Uber’s coverage is in addition to the driver’s personal insurance policy:

  • Offline: If the driver is not logged into the app, they are considered to be offline. In these cases, Uber’s insurance policy does not apply. 
  • Available/waiting: If the driver is logged into the app and waiting for ride requests, Uber must provide coverage of $50,000 per person and $100,000 per accident for any accident-related injuries.
  • En route or on a trip: Once a driver is en route to pick up a passenger or on a trip, Uber’s insurance coverage increases to $1 million for injuries and property damage. 

Most Uber accident claims will be settled directly with the insurance company rather than going to trial. Also, if another driver was responsible for the collision, it may be possible to file a claim against their insurance. Uber also has coverage in the event that the other driver was uninsured or underinsured. 

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Justin Lawrence

Founding Partner

“One of the first things an insurance company does in a car accident case is seek to minimize how much it will pay. They don’t act like a good neighbor. “

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Who Can Be Held Liable in an Ohio Uber Accident?

Who pays in an Uber accident in Ohio depends on who is responsible for the accident. Potential defendants can include:

  • The Uber driver: If an Uber driver’s actions or inaction caused the accident, they may be held liable in a personal injury lawsuit. 
  • Another negligent driver: In some cases, another driver’s carelessness or recklessness might have caused the collision.
  • The company: Claims made against Uber can be difficult since the company considers its drivers to be independent contractors. However, in limited circumstances, Uber may be held liable for a victim’s injuries. For instance, if the company failed to properly screen or supervise a driver, it’s possible the company could be named a defendant in the lawsuit. 
  • Third parties: Third parties who can be held liable may include a negligent mechanic, a vehicle manufacturer, and government entities responsible for repairing road hazards.

To recover compensation, you must demonstrate that another party’s negligence—meaning their failure to exercise reasonable care—directly caused your injuries and resulting damages.

What to Do if You’re Hurt in an Uber Accident

If you are a passenger, a driver, or a pedestrian injured in a rideshare accident, you must take the following steps to protect yourself and the value of your claim:

  • Report your injuries to Uber immediately – In many cases, people injured in Uber accidents have difficulty with their claims because they fail to take this step. Uber will often claim that they are not at fault for a person’s injury if the individual did not report it to them. By notifying Uber right away, you can establish a direct link between the Uber accident and the injuries you suffered.
  • Seek medical treatment – If you did not see a medical professional immediately after the accident, it is important that you do so as soon as you can. Not only will this improve your chances of recovering from your injuries, but it will also strengthen your claim.
  • Request a copy of the police report – When law enforcement officers arrive at an accident scene, they fill out an accident report with details about the accident. A copy of this report is significant in the claims process because it contains information that can help demonstrate how the accident happened and who is at fault.
  • Do not negotiate alone – Insurance companies often attempt to pressure individuals into accepting a settlement immediately after an accident occurs. These settlements are often insufficient to cover the true extent of the losses you have suffered. Consulting with an experienced Uber accident attorney can help you understand what kind of compensation you actually deserve.
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Our compassionate and experienced trial attorneys are here to give you a measure of justice and financial relief for what you’ve been through.

Recovering Compensation Under Ohio Law

If you were injured in an Uber accident in Ohio, you may have suffered a wide range of economic and non-economic damages. For example, you might have incurred a substantial amount of medical bills for treatment and surgeries connected with the accident. You may also have had to take time off work as you recover from your injuries. 

Monetary recovery in a rideshare accident can include compensation for:

  • Medical bills
  • Future medical expenses
  • Out-of-pocket costs
  • Lost wages
  • Loss of earning capacity
  • Property damage
  • Pain and suffering
  • Emotional distress
  • Loss of consortium

Also, if a victim passes away due to their Uber accident-related injuries, their family may be entitled to file a wrongful death lawsuit to recover damages. 

Time Limits To File for an Uber Accident Claim in Ohio

There are strict timelines under Ohio law to file a claim for compensation for personal injury matters. The statute of limitations to pursue a lawsuit for injuries arising from an Uber accident is generally two years from the date the crash occurred. 

Don’t delay in seeking legal representation—an experienced Uber accident lawyer can ensure your rights will be protected and key evidence will be preserved. Importantly, if you fail to file a claim before the deadline, you could be barred from securing your rightful compensation. 

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Contact a Cincinnati Uber Accident Lawyer Today

If you were injured in an Uber accident in Ohio, get the legal help you need at Lawrence & Associates Accident and Injury Lawyers, LLC. Our lawyers will fight for your rights every step of the way, from consultation to settlement. Contact us online or call (513) 951-6723.

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