Cincinnati Auto Injury Lawyer
A car accident often results in painful injuries, medical bills, and lost income from time off work. On top of that, the insurance company will often focus more on limiting its payout than on covering your losses.
Cincinnati Police Department reports show 3,024 injury or fatal crashes occurred in 2025. If you are among those facing injuries or the loss of a loved one, you do not have to fight alone.
If you were hurt in a Cincinnati car accident, our team at Lawrence & Associates can help you understand your options and deal with the insurance company. Start with a free case evaluation to discuss your situation and ask questions. Your Case. Our Cause.
Why Choose Our Cincinnati Auto Injury Lawyers?
At L&A, we have recovered hundreds of millions of dollars for clients and hold a 10.0 Superb rating on Avvo. Our Cincinnati office is in the Summit Woods office complex near the Reed Hartman Highway and I-275 interchange, so injured people have a local team to turn to after an accident.
Our team believes you deserve to know what is happening with your case. Our Client Bill of Rights promises regular updates and a response from us within 48 hours. You should not have to chase down your lawyer for answers.
Additionally, cost should not stand between you and legal help. Your initial case evaluation is always free, and you pay no attorney fees unless we win your case. During this meeting, we will explain your options and help you decide how to move forward.
$1 Million Case Result: A man changing a tire on an Ohio road suffered life-threatening injuries after another vehicle negligently struck him. Our team secured a $1 million result in this workers’ compensation case.
Are You Suing Your Neighbor When You File an Auto Injury Claim?
In most cases, when you file an auto injury claim, you are pursuing compensation through the at-fault driver’s liability insurance, not directly from your neighbor’s pocket.
Ohio requires drivers to maintain continuous proof of financial responsibility under Ohio Revised Code § 4509.101. For most drivers, this means carrying auto liability insurance that meets the state’s minimum coverage requirements:
- $25,000 for injuries or death to one person in an accident.
- $50,000 for injuries or death to two or more people in an accident.
- $25,000 for property damage in an accident.
If another driver’s negligence left you with serious injuries, you can pursue compensation for your losses. Filing a claim is not a personal attack on your neighbor. It is you rightfully seeking payment for the harm you suffered.
Which Auto Injury Claims Does L&A Handle?
We handle injury claims involving many types of vehicle accidents. Each case has its own legal and insurance issues, and our team can help you understand your options after an accident.
If you were injured in one of these accidents, contact our law office today for a free case evaluation to discuss your injuries and potential claim.
What if the Driver Who Hit You Has Little or No Insurance?
If the driver who caused your injuries has little or no insurance, you still may be able to seek compensation through your own uninsured or underinsured motorist coverage, if your policy includes it. Ohio requires drivers to carry at least $25,000 in bodily injury liability coverage for one person, but serious injuries can lead to medical bills and lost income that exceed that amount.
Under Ohio Rev. Code § 3937.18(A), an auto liability policy may, but is not required to, include uninsured motorist coverage, underinsured motorist coverage, or both. Whether you can use this coverage depends on your policy and the circumstances. We can review your policy, explain what coverage may apply, and help you understand your options for pursuing compensation.
Can You Still Recover if You Were Partly at Fault in Ohio?
In Ohio, you may still be eligible for compensation even if you are partially liable for your injuries. Under Ohio Rev. Code 2315.33, you can recover compensation as long as your share of fault is less than the other parties’ combined fault. However, your compensation will still be reduced by your percentage of fault.
Ohio follows an at-fault system, meaning the driver who caused the accident can be held liable for the resulting injuries, typically through their auto insurance. According to Ohio Rev. Code § 2315.32(B), contributory fault is never presumed as a defense and must be intentionally raised by the other side.
What Compensation Can an Auto Injury Claim Include?
An auto injury claim can include compensation for medical expenses, lost wages, and pain and suffering. What you can recover depends on your losses, the facts of the accident, and any applicable legal limits. Keep in mind that the first settlement offer may not account for future medical care, additional lost wages, or the full impact of your injuries. Review the offer carefully before accepting it.
Does Ohio Cap Damages?
Ohio does not cap economic damages like medical bills and lost income. However, under Ohio Revised Code § 2315.18(B), non-economic damages are generally capped at the greater of $250,000 or three times economic damages, up to $350,000 per person or $500,000 per occurrence.
Keep in mind that exceptions may apply in certain cases involving serious, lasting injuries, such as:
- A permanent disfigurement
- The loss of use of a limb or organ
- A permanent injury that removes a person’s independence
How Long Do You Have To File an Auto Injury Lawsuit in Ohio?
In most cases, you have two years from the date of your injury to file an auto injury lawsuit. If you miss the deadline, you may lose your right to seek compensation altogether. Exceptions may apply depending on the circumstances, so it is worth speaking with an attorney about your situation before time runs out.
What Our Cincinnati Auto Injury Lawyers Do for You
When you partner with our firm, we handle the work of pursuing your auto injury claim, from investigating the accident to dealing with the insurance company. Our team reviews your injuries and financial losses to estimate the value of your claim. We also file the claim and handle communication with the insurer. We will negotiate with the insurer on your behalf for a fair settlement and can file a lawsuit if the insurer refuses to pay what you are owed.
When fault is disputed, our attorneys investigate beyond the accident report. We may visit the scene, review road conditions, look for other parties who may be responsible, and gather our own photos and physical evidence. This helps us establish what happened and build a stronger claim for compensation.
He kept me up to date on everything along the way. He was polite and courteous, taking time to explain things as needed. He did a great job negotiating with the other person’s insurance company!
Talk to a Cincinnati Auto Injury Lawyer Today
If you were injured in a car accident, our Lawrence & Associates attorneys can help you understand your options and pursue compensation for your losses. Your case evaluation is free, and you pay no attorney fees unless we win your case.
You do not have to handle the insurance company on your own. Call our law office today at (513) 960-3181 or fill out our contact form to discuss what happened and learn how we may be able to help.
Frequently Asked Questions About Cincinnati Auto Injury Claims
Should I Talk to the Other Driver’s Insurance Adjuster?
Be careful when speaking with the other driver's insurance adjuster. You do not have to provide a recorded statement just because the insurer asks for one. Avoid giving a recorded statement without an attorney present, as the insurer could use your words to challenge your claim. Be cautious about signing a medical release, too. It may give the insurer access to a broad range of medical records, including information unrelated to your accident.
Can a Parent File a Claim for a Child Hurt in a Crash?
A parent or legal guardian can file an auto injury claim on behalf of a child hurt in a crash, but Ohio requires a judge to approve any settlement involving a minor. Ohio Revised Code § 2305.16 states that the deadline for a minor’s claim may be extended, allowing the child to file within the usual time limit after turning 18.
Our compassionate and experienced trial attorneys are here to give you a measure of justice and financial relief for what you’ve been through.
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