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Ohio and Kentucky Attorneys for Injuries Related to Falls and Dog Bites

Premises Liability is a legal term related to a wide variety of accidents and injuries. The only unifying fact for all these different types of accidents and injuries is that they are all covered by the same type of insurance. When a home or business owner buys homeowners insurance, farm owners insurance, or a business premises liability policy, that insurance policy is probably covering at least all of the following:

  • Dog Bites
  • Falls due to the elements, such as slipping on snow or ice
  • Falls due to man-made defects, such as cracks in sidewalks or pavement
  • Injuries caused by poor lighting
  • Injuries, such as sexual or physical assault, caused by inadequate security

Insurance policies for premises liability sometimes have a clause for Med Pay, offering approximately $5,000.00 for medical bills related to injuries received on the property, regardless of fault. However, the remainder of the policy generally requires fault to be proven, and insurance companies often fight allegations of fault in the hopes that a jury will let the property owner off scot free. This is, unfortunately, part of the reason so many properties persist in disrepair even after people are injured.

What Should I Do If I Have a Premises Liability case?

Premises liability cases, even more than automobile accidents, require quick action by an attorney. Some premises liability cases require a city or county to be put on notice within ninety days, or you lose all right to file a lawsuit! Further, the nature of the defect that caused your injury can change almost overnight. If you fall because a parking lot is in disrepair, and then it is paved over before you get an attorney, how will you prove the disrepair was bad enough to cause your fall? Without evidence, even the best claim with the worst damages can fail.

When you are injured, your first priority is always to get medical attention immediately and follow the advice of your doctor so you get well. But you should also, if possible, try to get the names and addresses of any witnesses and pictures of the area where you fell. Finally, write down your recollection of events and the effect it has had on your life. If you contact Lawrence & Associates, we will begin working on evidence collection as soon as possible in order to maximize your chances of success.

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