Cincinnati Workers’ Comp Medical Treatment Lawyers
Getting hurt on the job is, unfortunately, all too common in Cincinnati. Accidents and injuries happen even when workplaces are safe, and employees are taking all of the proper precautions. The good news is that workers’ compensation can help employees get the medical care that they need to recover. While many workers’ compensation claims are accepted, this isn’t the case for all employees. If you are being denied the medical care that you need to cope with a work-related illness or injury, reach out to a lawyer.
The experienced team at Lawrence & Associates understands that the workers’ compensation system can be endlessly frustrating for workers who need help. Some insurers will delay payments which can seriously hinder injured or sick workers’ ability to fund their treatment. Many of our clients come to us frustrated with their present situation. We work to turn what is an overwhelming situation into a manageable and ultimately positive experience. If you are struggling to secure the benefits that you need, call us today at (513) 351-5997 to schedule a free consultation.
Do I Need a Medical Treatment Lawyer?
The law requires most employers in both Ohio and Kentucky to carry workers’ compensation insurance so that their employees are protected in the event of a workplace accident or injury. Depending on whether your employer has state-fund insurance through the Ohio Bureau of Workers’ Compensation, private insurance purchased in Kentucky’s open market, or they are self-insured, the process of filing and recovering benefits will differ. By contacting a lawyer to assist you through the process, you can forgo the burden of managing your injury in addition to seeking benefits.
Workers’ compensation lawyers are aware of important deadlines and limitations that you are held to and can help you meet them promptly. If your physical condition requires you to seek medical care from multiple physicians, you may find that you are overwhelmed with paperwork. Fortunately, a lawyer can help make sense of any administrative burden so that you can focus on your recovery.
With an attorney overseeing your claim, your claim is far likelier to be processed efficiently. Many insurance companies will attempt to use delay tactics to avoid paying out claims. An attorney will hold their feet to the fire and make sure that they honor their obligations.
Why Hire Lawrence & Associates to Handle My Case?
The seasoned team at Lawrence & Associates practices law in both Ohio and Kentucky, which means that we are not only dedicated to workers in one state but two. We take our job seriously because we know that we can make a huge difference when our clients receive the benefits they need. When the workers of Cincinnati are empowered and properly cared for, the community as a whole is stronger.
We know that people have a choice when looking for a competent attorney in Cincinnati, and we aim to prove that our clients made the right choice by leading with compassion and achieving the best possible results on their behalf. When workers are on the financial brink, a workplace injury shouldn’t be the event that ultimately undoes them; that’s what workers’ compensation is meant to prevent, and we are here to help you claim it.
Workers’ Comp Medical Treatment Cases We Handle
Our lawyers understand the severe impact that excessive out-of-pocket medical expenses have on workers in Cincinnati, which is why we are dedicated to helping them recover the resources that they need. If you’ve sustained a work-related injury or illness, you should not have to compromise on the care that you receive. A skilled workers’ compensation lawyer ensures that you don’t have to.
If you file a workers’ compensation claim and aren’t granted the coverage that you need, this will hamper both your treatment and recovery. Being granted the benefits you need for medical treatment when you need them will make your recovery optimal and, if possible, help you get back to work faster. A medical treatment lawyer can help with the following:
- Your Claim Is Denied – If the BWC or a private insurance carrier denies your claim, call an attorney quickly. These issues are often time-sensitive, and we will do everything that we can to make sure that the BWC or the insurance carrier covers your medical expenses as well as lost wages.
- Bureau of Workers’ Compensation denies your conditions — If the BWC accepts your claim but denies conditions or additional medical conditions, you may not have the resources that you need to cover your medical costs. Contact a lawyer as soon as possible.
- Communicating with Nurse Case Manager — It’s common for your insurance company to hire a nurse case manager to oversee your medical claim. While many of the nurses are helpful and easy to communicate with, others may attempt to control you or operate in a way that is counterproductive to your treatment. In these instances, a lawyer can help you communicate with your case manager.
- Preparation for Independent Medical Exam — After an injury, when a worker’s physical condition reaches what’s called Maximum Medical Improvement, they will be scheduled for an Independent Medical Exam. This exam plays a crucial role in determining how much the employer will pay in ongoing benefits.
Unfortunately, injuries can happen even in relatively safe working conditions. While some workplaces pose a greater inherent risk to workers, people across all Cincinnati industries report the following injuries each year:
- Fractures and broken bones
- Back pain and herniated disks
- Head injuries and concussions
- Spinal cord injuries
- Muscle sprains and tears
- Complex regional pain
- Exposure to harmful substances (chemicals, mold, etc.)
- Repetitive motion injuries
No matter the severity of your illness or injury, if you don’t receive the treatment that you need, your physical condition can worsen. If your claim is being delayed, denied, or you are experiencing another type of obstacle, reach out to a lawyer today.
Cincinnati Medical Treatment Statistics
In the United States, workers’ compensation benefits are available to nearly 150 million workers, which equate to about 94 percent of employees. The U.S. Bureau of Labor Statistics reports that in 2012 about 3 million nonfatal accidents occurred in the workplace. A large majority of these cases (about 95 percent) are attributed to workplace injuries. Work-related illness is cited to be the cause of the remaining 5 percent of cases recorded in 2012.
Over the years, workers’ compensation payments to employees have decreased. Many experts believe that this drop doesn’t suggest that fewer workers are injured, but that more of their claims have been denied. If your claim has been rejected, reach out to a lawyer for help. Workers’ compensation is meant to help workers. When claims are wrongfully denied, you need an advocate to look after your legal interests.
Frequently Asked Questions
If you can’t work as a result of workplace illness or accident and are being denied the coverage that you need, the attorneys of Lawrence & Associates can help you. We have provided some answers to some frequently asked questions below and are available to discuss your case when you call us at (513) 351-5997.
How Much is a Workers’ Compensation Attorney?
The team at Lawrence & Associates works on a contingency fee basis, which means that unless we are able to help you get the compensation that you deserve, we don’t get paid. In workers’ compensation cases, attorney fees are often deducted from the overall total of your compensation. Even so, this fee is only a modest percentage of the benefits that you will receive. Obtaining the services of a skilled lawyer shouldn’t be an added financial burden, and with Lawrence & Associates it’s not.
How Long Will it Take for the BWC to Process My Claim?
Upon receiving the initial injury report, the Bureau of Workers’ Compensation will collect information about your circumstances and start the investigation process. You will hear back from them within 28 days from your initial report. In this communication, they will inform you of their decision to either allow or deny your claim. If your claim was rejected, the bureau will typically notify you of the reason in their correspondence. If your claim was denied, reach out to a lawyer immediately.
Are My Benefits Taxed?
If your workers’ compensation claim is accepted and you are granted benefits, you may receive compensation for medical expenses, lost wages, or both. These benefit payments are not taxed in either Kentucky or Ohio are not taxed, which means that the government will not take a percentage of the total amount that you receive, and you can take advantage of the full benefit of the compensation.
Contact a Medical Treatment Lawyer Today
Receiving the benefits that you need should not be hard. If you are having a difficult time recovering workers’ compensation, call a lawyer from Lawrence & Associates today. Expensive out-of-pocket medical bills can threaten your financial security. We know you are probably discouraged and frustrated, but we have the experience to help you get what you need. Over the years, we have assisted many workers in Cincinnati, and we are ready to help you. By listening to your situation, evaluating your options, and putting our experience to work for you, our goal is to get you the resources that you need so that you can move forward with your life. Contact us today at (513) 351-5997.