Commercial Property Damage Attorney
Commercial property damage cases can come with distinct challenges for business owners. Commercial damage can interfere with business, cause operational delays, and impact customers. These cases often involve complex negotiations with insurance companies as you navigate liability disputes.
A seasoned attorney can guide you through the insurance claims process and handle potential litigation on your behalf. At Lawrence & Associates Accident and Injury Lawyers, LLC, we have the extensive experience in property damage insurance claims needed to handle your case.
We are committed to helping business owners recover financially and restore their operations. Contact us today to schedule a complimentary consultation with one of our trusted commercial property damage attorneys. Our legal team is here to support you and your family throughout the claims process.
table of contents
- How Can a Commercial Property Damage Attorney Help Your Case?
- Why Choose Lawrence and Associates Accident and Injury Lawyers LLC as Your Commercial Property Damage Lawyer?
- Commercial Property Damage Claims We Handle
- What Happens After Commercial Property Owners File a Damage Claim?
- Common Challenges in Commercial Property Damage Cases
- Frequently Asked Questions
- The Commercial Property Damage Attorneys of Lawrence & Associates Accident and Injury Lawyers, LLC Will Fight for You
How Can a Commercial Property Damage Attorney Help Your Case?
Taking on a property damage case without the help of a knowledgeable attorney can significantly interfere with your ability to recover the compensation you deserve.
Our experienced Cincinnati & Northern Kentucky property damage attorneys can guide you on what to do—and what to avoid—so you don’t unintentionally harm your case, all while handling several key aspects of your case, such as:
- Handling disputes with insurance companies
- Negotiating fair settlements
- Pursuing a lawsuit, if necessary
- Navigating complex commercial insurance policies
- Explaining the claims process and deadlines
- Protecting your business from unfair settlement offers
- Maximizing compensation for property repairs, business interruption, and lost revenue
Reach out to L&A to speak with one of our skilled commercial property damage insurance claim attorneys. You can also review our FAQ page for more information about commercial property damage cases.
Why Choose Lawrence and Associates Accident and Injury Lawyers LLC as Your Commercial Property Damage Lawyer?
Our legal team has helped clients recover millions of dollars over the past two decades. When you choose to partner with L&A, you are choosing to have top legal services on your side, including:
- A proven track record of success
- Personalized service
- Deep knowledge of property damage laws
- Aggressive negotiation skills
Our award-winning legal team includes several seasoned partners who have all received numerous accolades for their skills and commitment to clients. For example, Justin Lawrence is a lifetime member of the Multi-Million Dollar Advocates Forum and is listed among the top attorneys in Ohio and Kentucky for 2024. Meagan Tate was recognized as a Rising Star from 2023 to 2025, and Peter Tripp was honored as a Rising Star from 2017 to 2022.
Learn more about us today by scheduling an initial consultation.
Meagan Tate
Partner
“Insurance companies are in the business of evaluating and balancing risk. If your insurance company is not fairly evaluating your property damage claim, you should hire an aggressive attorney with a winning record that can demonstrate to the insurance company that the financial risk of litigation outweighs the potential financial reward of undervaluing your claim.” Learn About Attorney Meagan Tate
Commercial Property Damage Claims We Handle
No matter the extent of damage and legal complexities surrounding your case, do not hesitate to contact us. Our property damage claim attorneys handle various types of claims for our clients, including the following:
- Construction Defects. Claims involving poor design or use of material in a building or renovation project.
- Business Interruption Claims. Property damage cases involving financial loss due to a forced shutdown and setbacks.
- Machinery and Equipment Damage. Damage to a business’s vital equipment
- Structural Damage. Claims dealing with damage to the building framework, such as the walls, roof, or foundation.
- Inventory and Stock Loss. Various factors, including poor weather or defects, can damage products and consumer goods.
- Fire Damage. Any commercial property that sustains damage from a fire-related accident may be eligible for a claim.
- Storm and Wind Damage. Similarly to fire damage, you may be able to pursue compensation for property harmed by a storm, tornado, hail, or strong winds.
- Water damage can permanently harm property through flooding, burst pipes, roof leaks, or sewer blockage.
Call us today for a free, confidential consultation, or fill out our online form to get started. Then, let us get to work fighting for the compensation you deserve.
What Happens After Commercial Property Owners File a Damage Claim?
Once you file a commercial property damage claim, you can expect several steps to take place. First, there will be an insurance adjuster evaluation. Following this is a claim negotiation, which a lawyer can assist with. Lastly, if you receive compensation, you can use the funds to repair or replace your property.
Insurance Adjuster Evaluation
The insurance company will assign an adjuster to your case. This individual will inspect and evaluate the extent of loss through examination, photos, and measurements, and review documentation like receipts, estimates, and inventory lists.
Claim Negotiation
During the claim negotiations, the insurer will offer a settlement amount. Typically, this will be less than you need to cover the full extent of losses. A commercial property damage & insurance claims attorney can help with this stage by negotiating the payout.
Possible Litigation or Legal Assistance
You can work with a lawyer in cases where you experience a claim denial or underpayment. This is the process of disputing the insurer’s decision. However, some cases will undergo appraisal, mediation, or litigation due to a settlement offer.
Restoration of Damaged Property
A settlement may be accepted, or your case may go to trial to fight for a more significant compensation award. Once this process is complete, you may use any compensation you obtain to begin the restoration or replacement of your damaged property.
Common Challenges in Commercial Property Damage Cases
Commercial property damage cases are rarely straightforward and may face potential roadblocks and challenges.
- Underinsured or Denied Claims. When insurance coverage falls short or a claim is denied, you can file an appeal with the help of an experienced attorney.
- Disputed Liability. Liability issues can complicate a property damage case by leading to disputes over who is at fault and their percentage of fault. A legal professional can help identify the at-fault party and collect evidence to prove liability.
- Delays and Red Tape. Hiring a lawyer can streamline the claims process, help minimize delays, and ensure that documentation is filed correctly and on time.
Having a well-versed attorney on your side can make all the difference when dealing with denied claims, disputed liability, or frustrating delays. Find out more about how L&A can assist with your case by scheduling a free consultation today.
Frequently Asked Questions
How long do I have to file a commercial property damage claim?
In Kentucky and Ohio, you generally have two years from the date the property damage occurred to file a commercial property damage claim.
What should I do immediately after my commercial property is damaged?
Safety always comes first. If the damage to property poses a risk to yourself or others, evacuate the premises. Once no one is in danger of injury, take photos and video footage of the damage as evidence for a claim.
Can I Sue an Insurance Company for Denying my Claim?
You may be able to sue an insurance company for denying your claim under certain circumstances, including a bad faith denial, breach of contract, and unfair settlement practices.
Our skilled legal team can explain your options in more detail during your initial consultation.
Our Case Results
The Commercial Property Damage Attorneys of Lawrence & Associates Accident and Injury Lawyers, LLC Will Fight for You
At Lawrence & Associates Accident and Injury Lawyers, LLC, we understand the challenges you’re facing and are here to protect your rights every step of the way.
If your property was damaged due to an accident, do not wait to speak with one of our expert commercial property damage lawyers today. Call us at (513) 951-6723 for our Ohio office or (859) 251-3045 for our Kentucky office to get started. You can also fill out our online form to get started with a free, confidential consultation to learn more about your options and allow us to get to work fighting for the compensation you deserve.
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