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Lawrence & Associates Accident and Injury Lawyers, LLC Bankruptcy Explained Series Archives

April 12, 2016
The Difference Between Chapter 7 and Chapter 13 Bankruptcy

In this video, Justin Lawrence from describes the basic differences between Chapter 7 and Chapter 13 bankruptcy in a nutshell. Chapters 7 and 13 bankruptcies are the kinds of bankruptcy that are available to most consumer debtors, which includes nearly every individual filing bankruptcy. Learn the length of time you could be in each kind […]

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April 5, 2016
How to Stop a Car Repossession by Filing for Bankruptcy

Justin Lawrence continues ’ bankruptcy video blog series with this discussion about how a Chapter 13 bankruptcy can stop the repossession of a car, or even get your car back if it has already been repossessed! If you have any further questions about repossession and bankruptcy after watching the video, give Justin a call for […]

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March 27, 2016
Bankruptcy Can Stop Wage Garnishments and May Offer Refunds

This week, our bankruptcy web video series explains how a Chapter 7 or Chapter 13 Bankruptcy can stop a wage garnishment.  Justin Lawrence, the founder of , explains how a bankruptcy can even force the company garnishing your wages to return your money to you if the bankruptcy is filed within ninety (90) days.  Time […]

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March 25, 2016
You Can Beat a Northern Kentucky Foreclosure

On any given weekday, somebody in Northern Kentucky is getting a foreclosure complaint. Whether it arrives by certified mail or whether a sheriff brings it to your door, the feeling is always the same: despair, grief, the feeling of being overwhelmed. Some people do not want to lose their homes, while others have already given […]

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March 21, 2016
How to Protect Your Tax Refund When You File Bankruptcy

In the newest video in our bankruptcy web video series, Justin Lawrence of explains how bankruptcy filers can keep a tax refund in either a Chapter 7 or a Chapter 13 bankruptcy, and how the tax refund can be used to pay necessary bills or even for the bankruptcy itself! This video applies to Kentucky […]

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March 14, 2016
Keep Your Home When You File for Bankruptcy

Justin Lawrence from explains how a Chapter 13 bankruptcy can stop a foreclosure on your home, how you can keep your home when you file bankruptcy, and how you can use a Chapter 13 bankruptcy to catch up on mortgage payments and get a fresh start.

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February 25, 2016
How Can I Stop My Car From Getting Repossessed?

A car is a necessity in modern life. We need to go to work, school, and home, and few of us live in walking distance. Therefore, the prospect of a car’s repossession is frightening. Once you finance or lease a car, your car lender has certain rights and remedies that come with the contract you […]

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January 25, 2016
What’s the difference between a Chapter 7 bankruptcy and a Chapter 13 bankruptcy?

Anyone who needs to file a bankruptcy is faced with an important choice: Chapter 7 or Chapter 13? Finding out what those terms mean is as simple as going to your local library, but knowing when you can file a Chapter 7 or when you should choose a Chapter 13 requires expert legal knowledge. At […]

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January 20, 2016
You Can Protect Your Tax Refund in Bankruptcy

The beginning of the year is always the busiest season for filing bankruptcy. Nobody likes to think about their financial troubles during the holidays, and often the holiday spending that so many businesses rely upon is the same tipping point for balanced debt to begin spiraling out of control. But the beginning of the year […]

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November 10, 2015
Why Might You Have To File a Chapter 11 Bankruptcy Rather Than a Chapter 13?

At , we file Chapter 13 bankruptcies in Northern Kentucky and Cincinnati every day, but we rarely file Chapter 11 bankruptcies. The Chapter 11 system is vastly more complicated than the Chapter 13 system, although both bankruptcies are, at their hearts, reorganizations of debt. Creditors in a Chapter 11 get to vote on the reorganization plan […]

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Last Updated : February 20, 2019
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