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Lawrence & Associates Accident and Injury Lawyers, LLC Bankruptcy Explained Series Archives

April 28, 2020
WILL I LOSE MY STIMULUS CHECK IF I FILE BANKRUPTCY?

The short answer is, “No, you’ll almost certainly get to keep the money if you have a good attorney.” After all, that’s what we do – find the loopholes and use them to your benefit. The long answer is a little more complex. First, the CARES Act makes it clear that the stimulus check can’t […]

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August 19, 2016
Credit Card Purchases: Why Calculating Interest Is the Most Important Step You’ll Ever Take

It is important for anyone anticipating a credit card purchase to understand the effect that compound interest will have on their purchase. Unfortunately, a shockingly small minority of people know how to calculate compound interest.

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July 18, 2016
Understanding the Rights a Mortgage Company Has After Bankruptcy

Understanding that home ownership is one of the most significant responsibilities a person can have, it is particularly important to understand the rights you sign away to a mortgage company when you are securing money for your home.

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June 24, 2016
The Injured Plaintiff’s Bankruptcy — Pitfalls for the Civil Litigator

Justin Lawrence recently wrote an article for the Advocate, Kentucky’s trial lawyer community’s premier publication, about what needs to be done when a person who is injured by an automobile accident, slip and fall, or workplace injury files for bankruptcy while their lawsuit is still pending. Justin regularly advises other attorneys on the best course […]

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June 9, 2016
What are the effects on my spouse if I file bankruptcy?

In this video, Justin Lawrence talks about the effect on a non-filing husband or wife when their spouse needs to file bankruptcy. What happens to their assets? Which debts get discharged? And what happens to the non-filing spouse’s credit score? Watch this video to find those answers and more!

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June 6, 2016
How Long Do I Have to Wait Between Bankruptcies?

In this video, Justin Lawrence discusses the complicated rules governing how long you must wait between bankruptcy filings, depending on what kind of bankruptcy was filed previously (Chapter 7 vs. Chapter 13), what kind of bankruptcy is being filed now, whether a discharge occurred in the prior bankruptcy, and whether a discharge can occur in […]

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May 26, 2016
How does filing bankruptcy affect my credit score?

In this video, Justin Lawrence addresses a problem many people worry about before filing bankruptcy:  the effect that filing bankruptcy will have on their credit score.  Several rules of thumb are given that address when the opportunity to take out a loan will become available, how long interest rates will be affected, and how long […]

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May 20, 2016
The Dangers of Taking Out Debt Before Filing Bankruptcy

Justin Lawrence from talks about the dangers of taking out debt before filing bankruptcy, including the 90 day presumption of abuse used by bankruptcy courts to discourage the use of credit cards and loans within 90 days before filing a bankruptcy. This video applies to both Chapter 7 and Chapter 13 bankruptcies, and examples including […]

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April 25, 2016
How Much Will Your Payments Be in a Chapter 13 Bankruptcy?

For Greater Cincinnati and Northern Kentucky Chapter 13 bankruptcy filers, Justin Lawrence from helps you estimate how a Chapter 13 payment to the bankruptcy trustee is made. Knowing how much you might have to pay will give you peace of mind. Don’t worry when you can get more facts about your Chapter 13 bankruptcy payment […]

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April 14, 2016
Two Steps to Preserve a Claim When a Tortfeasor Files a Bankruptcy

Check out this article written by Justin Lawrence, in which he discusses how an injured person can preserve their claim when the person who hurt them files for bankruptcy.  Many lawyers cannot practice in both bankruptcy and in injury areas of practice (such as personal injury, workers’ compensation, and social security disability).   has experience […]

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Last Updated : February 20, 2019
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