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What Does a Bankruptcy Attorney Do in the Eastern District of Kentucky?

Hiring a bankruptcy attorney can be expensive. Although Lawrence & Associates doesn’t charge any upfront fees for a Chapter 13 bankruptcy, many other Northern Kentucky* law firms charge up to two thousand dollars before the bankruptcy is filed. All law firms charge the court’s filing fees and … [Read more...]

Medical Bills and Bankruptcy: Can filing a bankruptcy affect my medical bills?

The following post is part of our Law Student Blog Writing Project, and is authored by Jennifer Tressler, who is pursuing her Juris Doctorate at The Ohio State University Moritz College of Law. Seeing medical bills pile up is one of the most stressful and overwhelming experiences a family can go … [Read more...]

New Bankruptcy Rules

On December 1, 2017, a series of new Federal and EDKY bankruptcy rules went into effect. Most of these changes are procedural and will not have a direct impact on a clients’ eligibility or decision to file one chapter of bankruptcy over another. However, these changes must be carefully considered … [Read more...]

Discharging Student Loan Debt Through Bankruptcy – Choosing Your Path Forward in the Northern Kentucky Bankruptcy System

The following post is part of our Law Student Blog Writing Project, and is authored by Thomas Rovito, who is pursuing his Juris Doctorate at the Ohio State University. One of the few things more frightening than end of term finals for students is crushing loan debt after undertaking an … [Read more...]

How Are Kentucky Bankruptcy Trustees Paid, and How Does That Affect My Bankruptcy?

Bankruptcy Trustees come in several flavors. The Covington Division of Kentucky’s federal bankruptcy courts alone have three Chapter 7 bankruptcy trustees, one Chapter 13 bankruptcy trustee, a United States Trustee, and occasional special trustees that might be appointed to oversee especially … [Read more...]

The Law Is on Your Side! Legal Recourse for Creditor Harassment After Filing for Bankruptcy in Kentucky

The following post is part of our Law Student Blog Writing Project, and is authored by Thomas Rovito, who is pursuing his Juris Doctorate at the Ohio State University. The bankruptcy process is designed to provide debtors with relief from their creditors through a structured legal process. As … [Read more...]

Pros and Cons of Filing a Chapter 7 Bankruptcy before Divorce

Divorce can be an unfortunate situation for a married couple in endless ways and will almost always have a detrimental effect on the parties’ financial situations. Frequently, one or both individuals seeks relief from United States Bankruptcy Court for a Chapter 7 case after the conclusion of the … [Read more...]

Can One Protect Their Tax Refund During Bankruptcy?

The following post is part of our Law Student Blog Writing Project, and is authored by Jessie Smith, a law student from the University of Kentucky. Bankruptcy in Northern Kentucky Series Taxation is something few think about during most of the year, absent the occasional article in the paper or … [Read more...]

Jingle Bells or Jingle Blues?

The following post is part of our Law Student Blog Writing Project, and is authored by Thomas Rovito, who is pursuing his Juris Doctorate at the Ohio State University. How Holiday Credit Card Debt Could Impact Your Kentucky Bankruptcy The consumer advocate news outlet NerdWallet estimates that … [Read more...]

What Will Happen to My Spouse If I File Bankruptcy?

There are a lot of reasons to file a bankruptcy, and there are even more reasons to not want your spouse involved. From our Northern Kentucky office, Lawrence & Associates has filed thousands of bankruptcies and seen hundreds of scenarios where it would benefit the people in debt to have only … [Read more...]