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How Are Kentucky Bankruptcy Trustees Paid, and How Does That Affect My Bankruptcy?

Bankruptcy Trustees come in several flavors. The Covington Division of Kentucky’s federal bankruptcy courts alone have three Chapter 7 bankruptcy trustees, one Chapter 13 bankruptcy trustee, a United States Trustee, and occasional special trustees that might be appointed to oversee especially … [Read more...]

The Law Is on Your Side! Legal Recourse for Creditor Harassment After Filing for Bankruptcy in Kentucky

The following post is part of our Law Student Blog Writing Project, and is authored by Thomas Rovito, who is pursuing his Juris Doctorate at the Ohio State University. The bankruptcy process is designed to provide debtors with relief from their creditors through a structured legal process. As … [Read more...]

Pros and Cons of Filing a Chapter 7 Bankruptcy before Divorce

Divorce can be an unfortunate situation for a married couple in endless ways and will almost always have a detrimental effect on the parties’ financial situations. Frequently, one or both individuals seeks relief from United States Bankruptcy Court for a Chapter 7 case after the conclusion of the … [Read more...]

Can One Protect Their Tax Refund During Bankruptcy?

The following post is part of our Law Student Blog Writing Project, and is authored by Jessie Smith, a law student from the University of Kentucky. Bankruptcy in Northern Kentucky Series Taxation is something few think about during most of the year, absent the occasional article in the paper or … [Read more...]

Jingle Bells or Jingle Blues?

The following post is part of our Law Student Blog Writing Project, and is authored by Thomas Rovito, who is pursuing his Juris Doctorate at the Ohio State University. How Holiday Credit Card Debt Could Impact Your Kentucky Bankruptcy The consumer advocate news outlet NerdWallet estimates that … [Read more...]

What Will Happen to My Spouse If I File Bankruptcy?

There are a lot of reasons to file a bankruptcy, and there are even more reasons to not want your spouse involved. From our Northern Kentucky office, Lawrence & Associates has filed thousands of bankruptcies and seen hundreds of scenarios where it would benefit the people in debt to have only … [Read more...]

Will Student Loan Debt Cause the Next Financial Crisis?

The following post is part of our Law Student Blog Writing Project, and is authored by Raphael Jackson, a law student from the Chase School of Law. According to a recent New York Times article, at least $5 billion are at stake in a protracted legal dispute between student borrowers and creditors. … [Read more...]

When Is Creditor Harassment Illegal, and How Can You Stop Harassment?

The following post is part of our Law Student Blog Writing Project, and is authored by Raphael Jackson, a law student from the Chase School of Law. During the 2016-2017 school year, Colleges and Universities in the U.S. have awarded approximately; 1 million Associates degrees; 3 million … [Read more...]

Medical Bills, Bankruptcy, and Trump – How the Pending AHCA Bill Could Affect Bankruptcy Filings

The following post is part of our Law Student Blog Writing Project, and is authored by Ian Fasnacht, a law student from Ohio State University Moritz College of Law. The Affordable Care Act (ACA), also known as Obamacare, took effect in 2010 and has been the center of political tension for almost … [Read more...]

The Fair Debt Collection Practices Act and How it Protects You

The following post is part of our Law Student Blog Writing Project, and is authored by Caitlin DiCrease, a law student from Ohio State University Moritz College of Law. What is the Fair Debt Collection Practices Act? The Fair Debt Collection Practices Act (“FDCPA” for short) is a federal law under … [Read more...]