Because Lawrence & Associates is located along I-75 and conveniently close to Cincinnati, OH, we often help injured workers who live outside the state. It is very common for injured workers to work at a factory or warehouse – such as the Amazon warehouse in Boone County, Kentucky – but live in Ohio or Indiana. If you are injured while working in Kentucky, then you will be covered by Workers’ Compensation in Kentucky! Companies located within the state are not required to have Workers’ Comp insurance in the state where you live.
Kentucky’s law says that your employer has to provide Kentucky Workers’ Compensation to you if any of the following are true…
You mostly work in Kentucky.
You work all over, but were hired in Kentucky. This would be true for a lot of truck drivers who drive all over the country, but report back to a depot in Kentucky and were hired out of that depot.
You work in a state where your employer doesn’t have Workers’ Comp insurance, but were hired in Kentucky. This is true for a lot of people that live in Cincinnati and work out of their homes in Cincinnati, but have been hired by a company in Northern Kentucky.
You work outside the country, but were hired in Kentucky.
Basically, if you were injured while working in Kentucky or were hired in Kentucky and got injured elsewhere, you should consider talking to a Kentucky Workers’ Compensation attorney. At Lawrence & Associates, we have helped many people just like you receive full and fair compensation for your injuries.
If you or someone you know has a Workers’ Comp issue, please contact a Northern Kentucky Workers’ Compensation Attorney today. Melissa Doss and Lawrence & Associates can help!
In today’s world almost every employer has procedures in place when an employee is injured on the job. In many cases it involves documenting the events that led to the injury and recording them on a form for future use and reference. In Kentucky’s workers’ compensation system, this form is often referred to as a First Report of Injury (or FROI).
First Report of Injury (or FROI)
In this report, the date and location of the injury and the circumstances surrounding the injury are disclosed. When an employee is injured on the job, the employer works with the injured worker in order to complete the form. Once the form has been completed, it is generally kept on site at the workplace. In addition to being kept on site, the employer should submit this form to the Department of Workers’ Claims in Frankfort, Kentucky. The FROI provides as a documentation of your injury, which can provide helpful information concerning your workers’ compensation claim down the road.
Filing the FROI Isn’t the Same as Filing a Claim for Worker’s Compensation
Working with your employer to complete and file the FROI is not how an injured worker files a claim for workers’ compensation benefits. Many injured workers are under the impression that they have filed a claim for workers’ compensation benefits by filing a First Report of Injury. This is not true. Filing a First Report of Injury with your employer is helpful in your claim but it is not the same as filing a claim for benefits. It is key to understand the difference between filing a FROI and a workers’ compensation claim because in Kentucky, the statute of limitations for filing a workers’ compensation claim is two years from the date of injury or two years after the last temporary total disability payment, whichever comes later. Although a FROI should be completed as soon as an employee is injured, filling out the FROI is insignificant for purposes of the statute of limitations for filing a workers’ compensation claim. In other words, you can fill out a FROI and still lose your rights to benefits if you do not get an attorney and file a claim with the Department of Workers’ Claims.
If you or someone you know has a Workers’ Comp issue, please contact a Northern Kentucky Workers’ Compensation Attorney today. Danielle Lawrence and Lawrence & Associates can help!
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