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Steps To Take Before, During, and After a Bankruptcy To Reduce The Impact On Your Credit

Many people wonder how they can protect their credit during a bankruptcy. There are actually several steps you can take before, during, and after a bankruptcy to help reduce the bankruptcy’s impact on your credit to the greatest extent possible. The Fort Mitchell, Kentucky offices of Lawrence & … [Read more...]

Illness and Overwhelming Medical Bills Send Many into Bankruptcy

According to a 2007 study, 62.1% of all bankruptcies have a medical cause and the share of bankruptcies attributable to medical problems rose by 50% between 2001 and 2007. [1] Moreover, a recent article in Forbes highlighted one woman’s story of illness and mounting debt and stated that overwhelming … [Read more...]

Can My Social Security Disability Be Garnished by Someone I Owe? It Depends Who You Owe…

At Lawrence & Associates, many of our clients come to us with garnishments already in place. Those clients are usually at the point of desperation, because a garnishment is the death sentence for the careful balance we strike with our creditors. Suddenly, instead of staying one step ahead of the … [Read more...]

Disability Explained: What Kind of Benefits are Available Through the Social Security Administration (SSA)?

Lawrence & Associates helps our Greater Cincinnati clients who have become disabled as a result of injury, disease, or age get the benefits they are owed by the Social Security Administration. It is important to be sure that you file for all available benefits when you first file a claim with … [Read more...]

Disability Explained: Have You Been Disabled as a Result of Injury, Disease, or Age? You May Be Eligible for Social Security Disability Benefits

The Social Security Administration offers many kinds of benefits. Lawrence & Associates helps our Greater Cincinnati clients who have become disabled as a result of injury, disease, or age get the benefits they are owed by the Social Security Administration. The two most common types of benefits … [Read more...]