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Frequent Bankruptcy Question: Can I File Bankruptcy More Than Once?

Posted on Wednesday, July 1st, 2015 at 9:34 pm    

bankruptcyOur Northern Kentucky office regularly helps local families file bankruptcy a second or even third time. More than one bankruptcy filing is not only possible, it can be expected in certain circumstances. For example, if a client has significant tax debts and credit card debts and knows high payments in a Chapter 13 bankruptcy are likely, it might make sense to file a Chapter 7 to get rid of the credit card debts first, and then file a Chapter 13 to pay off the tax debts.

The issue many clients do not understand is that a certain period of time has to happen between bankruptcies before the second bankruptcy can result in a discharge, or before the second bankruptcy is even possible. Lawrence & Associates’ attorneys see many people who need to file a second bankruptcy, only to get frustrated when they are told they cannot get a discharge or that they will have to file a different bankruptcy than the kind they wanted. For that reason, we are offering the following general guidelines for potential clients so they have a rough guess as to the options available to them in a second bankruptcy filing.

Filing a Chapter 7 as a Second Bankruptcy

You cannot file a Chapter 7 if you filed a previous Chapter 7 within the past eight years in which you received a discharge. Similarly, you cannot file a Chapter 7 if you filed a previous Chapter 13 within the past six years in which you received a discharge. There is an exception to the six year rule if your prior bankruptcy either paid all the unsecured claims in full or plan payments in the earlier case were at least seventy percent of the unsecureds and the good faith plan in the prior case was the debtor’s best effort. You also cannot file a Chapter 7 if you have had a previous bankruptcy dismissed either voluntarily by you, or because a Kentucky or Ohio court ruled that you were in bad faith or violation of a court order.

Some rules for you to take away: If it has been more than eight years since you filed your bankruptcy, you are ok no matter what you file now. If it has been less than eight years, you need to determine both whether a bankruptcy is possible and whether a discharge is possible. The six year test has exceptions that rely upon the judgment of the court in each individual case, and it is in your best interests to get an experienced bankruptcy attorney, like those at Lawrence & Associates, who will be familiar with the way local courts lean on this subject.

Filing a Chapter 13 as a Second Bankruptcy

As a general rule, a Chapter 13 bankruptcy can be filed at any time after a prior bankruptcy. The issue is not whether the Chapter 13 can be filed, but rather whether the debtor can receive a discharge in the Chapter 13. Discharge in a Chapter 13 will be denied if a prior Chapter 7, 11, or 12 was filed within four years of this Chapter 13’s filing, or if a prior Chapter 13 was filed within two years of this Chapter 13’s filing. Additionally, if the Chapter 13 is being filed within one year of a prior bankruptcy’s dismissal, a motion to extend the automatic stay must be filed so creditors do not have the right to pursue foreclosure, repossession, or garnishment during the bankruptcy.

A Chapter 13 can still have value even if a discharge is not available, so it is a good idea to talk to an experienced bankruptcy attorney to determine if a Chapter 13 will help no matter how long it has been since your last bankruptcy. Further, the automatic stay is critical for Northern Kentucky and Greater Cincinnati residents to preserve their assets in bankruptcy, so be sure to consult with a lawyer before filing.

Every Case Is Different, So Don’t Go It Alone!

These are general rules, and every case is different. There may be something about your case that is unique and requires a variation from the norm. Don’t file bankruptcy without legal help. Lawrence & Associates takes pride in representing Northern Kentucky and Greater Cincinnati residents just like you. We are Working Hard for the Working Class, and we can help. Call today!

Contact Us (859.371.5997) for a Free Consultation

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Do I Have to Pay Back My Workers’ Compensation Claim If I Win My Lawsuit?

Posted on Friday, February 27th, 2015 at 11:14 am    

disabilityMany people who have been injured on the job have two claims in one:  they are able to file a claim against their employer for workers’ compensation coverage and they are able to sue another company in the court system for their role in causing the personal injury. Common situations where this occurs include employees that are involved in a car accident while on the job, or employees that are injured at work because of a defect in equipment that was manufactured and installed by someone other than their employer. If you are involved in an Ohio Workers’ Compensation claim, please follow this link to learn more about Ohio Workers’ Compensation subrogation. The article below describes how subrogation works in a Kentucky Workers’ Compensation claim. Further, this article has been updated following the 2017 Kentucky legislative session, in which a bill was narrowly defeated that would have altered the way in which subrogation is calculated in a Kentucky Workers’ Compensation claim. If similar efforts are made in future legislative sessions, this information could change.

It’s Helpful For Your Legal Representation to Know Both Workers’ Compensation and Personal Injury Law

Kentucky law allows both the Workers’ Compensation and the personal injury claims to be filed at the same time. This is good because it allows the injured worker a better chance at a full recovery. The injured worker may hear that the Workers’ Compensation carrier has a lien on the lawsuit, and that the Workers’ Compensation carrier gets paid back for every cent they pay toward the injured employee’s medical bills, lost wages (usually in the form of TTD), and permanent impairment (usually in the form of PPD).  This is true, but only up to a point.  The injured worker has powerful protections in place to make sure that he – and not the insurance companies for the companies that caused the injury – gets fully compensated. It is important for Northern Kentucky workers in this situation to have Northern Kentucky attorney that is skilled in practicing both Workers’ Compensation and Personal Injury law.

Example Of What a Judge Will Award to Workers’ Compensation After a Clients Wins a Case

Although the law in this area is so complicated that it frequently confuses even the most seasoned lawyers, this is basically how a judge would determine how much, if any, of the Workers’ Compensation carrier’s payments get paid back from a lawsuit settlement or judgment.

  1. First, either the judge or jury determines whether the employer is at fault for the injury. Remember that Workers’ Compensation is just an insurance system, and it pays even if the employer did nothing wrong (and in return, the employee gives up the right to sue the employer in court).  If the employer is even partially at fault, the judge or jury assigns a percentage to that.  The Workers’ Compensation carrier then has to take that exact percentage off of its lien.  For example, if the employer is 25% at fault for the employee’s injuries, and the Workers’ Compensation lien is $100,000, then the Workers’ Compensation carrier has to automatically deduct $25,000 from its lien, leaving only a $75,000 lien.
  2. Second, the judge will look at the amount the injured employee has to pay for case expenses and attorney’s fees. The Workers’ Compensation carrier cannot get a free ride; it has to pay toward the costs and fees just like the employee.  If the costs and fees are high enough, it can eliminate the entire Workers’ Compensation lien.  For example, if there is a $75,000 lien after step one, but the attorney’s fees and costs are $100,000, then the Workers’ Compensation carrier gets nothing.  On the other hand, if there is a $75,000 lien and the fees and costs are $50,000, then the Workers’ Compensation carrier still gets $25,000 toward its lien.
  3. Third, the judge will look at the categories of damages awarded by the jury, or will fairly apportion the total settlement into the recognized categories of damages. In a personal injury lawsuit, the most common damages are for a) medical bills, b) lost wages, and c) pain and suffering.  The Workers’ Compensation carrier cannot use damages from one category to pay for its lien against another category.  Continuing our second example, above, let’s assume the carrier has at $25,000 lien remaining after steps one and two, and that this lien is entirely related to payments for lost wages.  Also assume a jury awarded only $10,000 for lost wages but awarded $30,000 for medical bills.  The Workers’ Compensation carrier can take the entire $10,000 for lost wages, but cannot recover anything else on its lien, because it is not allowed to dip into the jury’s medical bill award to pay for the lost wage payments it made!

Again, this is complicated and the above steps are a simplification.  It is even possible to get a carrier to forego its lien before filing a lawsuit, but that is beyond the scope of this post. Injured Northern Kentucky Workers need to understand that a Workers’ Compensation insurance company’s lien is not absolute and can be negotiated down.

At Lawrence & Associates, we have negotiated thousands of Workers’ Compensation claims and would be proud to help you get the full recovery you deserve.  

Contact Us (859.371.5997) for a Free Consultation

Featured Cases

[posts type=”category” name=”Workers’ Comp Cases” limit=”10″ date=”d-m-Y”]

Experienced Workers’ Compensation & Employment Law Attorneys

Lawrence & Associates have handled all types of workers’ compensation cases. Lawrence & Associates will work to build a strong and successful case for you.

Common Types of Work Injuries….

  • Back injuries and herniated discs
  • Head injuries and spinal cord injuries
  • Meniscus tears and other knee injuries
  • Shoulder injuries and rotator cuff damage
  • Complex regional pain syndrome
  • Exposure to toxic substances, including chemicals and mold
  • Carpal tunnel syndrome and other repetitive motion injuries
  • Construction accidents, including scaffolding collapses, falls and injuries caused by heavy equipment
  • Broken bones

If you lost a loved one in a work accident, we may be able to help you obtain survivor’s benefits. We know that there is simply no amount of money that can replace your loss, but we will work hard to get you the resources you need to make ends meet and begin moving forward in life.

More About Us

>> Our Team
>> Our Testimonials
>> Our Frequently Asked Questions (FAQs)


Lawrence & Associates Gets a Workers’ Compensation Settlement For a Client With Complex Regional Pain Syndrome (CRPS)

Posted on Tuesday, December 30th, 2014 at 1:48 pm    

Complex Regional Pain SyndromeEveryday employees are injured while on the job and everyday employers and insurance companies try to deny those injuries have happened on the job because they are trying to minimize the value of claims. Our goal is to help our clients get the medical care they need to recover as much as possible. We want to share a recent case we handled to give you an idea of what we can do for our clients. We will supply as many details as possible while still respecting our clients need for privacy.

The Situation

Our client worked for a Northern Kentucky cable installation company. One day, while installing cable, he felt a pop in his shoulder. That pop was an injury to his nervous system caused by physical exertion. As a result of the injury, our client developed Complex Regional Pain Syndrome, Type 1, also known as Reflex Sympathetic Dystrophy. This debilitating condition caused our client to be unable to use his arm, and caused the arm to be extremely painful to the touch. Despite being diagnosed by both his treating doctor and the company’s doctor, our client could not get the company to provide full benefits for him.

What We Did

Lawrence & Associates filed our client’s claim with the Kentucky Department of Workers’ Claims right away. We have a lot of experience with CRPS sufferers, and we knew that this type of claim does not get a good result without providing a great deal of proof for the Administrative Law Judge and company to consider. Our attorneys needed to dig through every medical record and interview every witness to prove our client’s injury was work related. Further, because CRPS is so debilitating, we knew we would have to prove permanent impairment so our client had steady income to live off of until he reaches social security retirement age.

The Result

We reached a settlement with the company’s carrier for over $500,000, which was divided into money used to replace our client’s lost wages and money used to pay for our client’s future medical needs. This settlement allowed our client to pay off all of his family’s outstanding debts, including their mortgage, so they could live on a single family income. It also insured that our client would get the medical treatment he needs to live a happier, and more relatively pain free life.

Contact Us (859.371.5997) for a Free Consultation

Experienced Workers’ Compensation & Employment Law Attorneys

Lawrence & Associates have handled all types of workers’ compensation cases. Lawrence & Associates will work to build a strong and successful case for you.

Common Types of Work Injuries….

  • Back injuries and herniated discs
  • Head injuries and spinal cord injuries
  • Meniscus tears and other knee injuries
  • Shoulder injuries and rotator cuff damage
  • Complex regional pain syndrome
  • Exposure to toxic substances, including chemicals and mold
  • Carpal tunnel syndrome and other repetitive motion injuries
  • Construction accidents, including scaffolding collapses, falls and injuries caused by heavy equipment
  • Broken bones

If you lost a loved one in a work accident, we may be able to help you obtain survivor’s benefits. We know that there is simply no amount of money that can replace your loss, but we will work hard to get you the resources you need to make ends meet and begin moving forward in life.

More About Us

>> Our Team
>> Our Testimonials
>> Our Frequently Asked Questions (FAQs)


What Are The Typical Fees In a Worker’s Compensation Case?

Posted on Wednesday, December 17th, 2014 at 1:59 pm    

Workers Comp FeesWorker’s compensation fees are set by statute and we can’t deviate from that. In 2014, the law says the fee is 20% of the first $25,000, then 15% of the next $10,000, and then 5% of anything after that, up to a cap of $12,000.00. Money awarded to a client for medical expenses are not figured into these fees.

Injured Workers Are Not Required to Pay Any Attorney Fees or Expenses Up Front

With so many workers living paycheck to paycheck, a work injury can cause uncertainty and worry. How will you pay bills? How you will you continue to provide for your family? On top of that, you may be wondering how you can afford to pay a lawyer to help with your claim. Workers’ compensations attorneys in Kentucky are paid on a contingent fee basis. The easiest way to understand contingent fees is to simply realize that any payments to your attorney are contingent on them obtaining compensation for you. In other words, if your lawyer does not either win your case at trial or negotiate a settlement with the insurance company, you do not have to pay anything. Further, you do not have to pay any fees to your lawyer out of your own pocket. The fee is simply taken out of the amount of compensation you obtain.

If you are injured while on the job, you will most likely be entitled to compensation from your employer’s workers’ compensation insurance carrier. There is a wide range of injuries that qualify for workers’ comp benefits, including many that some people assume are not compensable. At Lawrence & Associates, we are dedicated to helping injured workers get the compensation they need after an on-the-job accident. We know the tactics that insurance companies use to try to minimize the value of claims, and we work hard to overcome those tactics. Our goal is to help you get the medical care you need to recover as much as possible. We also help workers who have received disabilities from their accidents, as well as families who should receive survivor(s) benefits when they lose a loved one due to a work accident.

Featured Cases

[posts type=”category” name=”Workers’ Comp Cases” limit=”10″ date=”d-m-Y”]

Experienced Workers’ Compensation & Employment Law Attorneys

Lawrence & Associates have handled all types of workers’ compensation cases. Lawrence & Associates will work to build a strong and successful case for you.

Common Types of Work Injuries….

  • Back injuries and herniated discs
  • Head injuries and spinal cord injuries
  • Meniscus tears and other knee injuries
  • Shoulder injuries and rotator cuff damage
  • Complex regional pain syndrome
  • Exposure to toxic substances, including chemicals and mold
  • Carpal tunnel syndrome and other repetitive motion injuries
  • Construction accidents, including scaffolding collapses, falls and injuries caused by heavy equipment
  • Broken bones

Some Insurance Companies Employ Private Investigators to Find Evidence Against Your Workers’ Compensation Claim

Posted on Monday, November 24th, 2014 at 1:47 pm    

private investigatorIf you have a workers’ compensation claim and your gut is telling you that someone may be following you….your gut may be correct. Many insurance companies employ private investigators to find evidence that a claimant is healthy enough to return to work or that a claimant is earning income while collecting workers’ compensation benefits. However, with the increased use of social media, insurance companies may not need to physically follow a claimant in order to discover damaging information.

PIs Troll Social Media

With the increased use of social media, claimant’s need to be aware that what they post on Facebook, MySpace, LinkedIn, Twitter, etc. may potentially damage their workers’ compensation claim. In some cases, insurers are asking for the passwords to their claimants’ private Facebook accounts. Although this seems like an obvious privacy violation, in 2010, the New York Supreme Court dealt with this exact issue.

Romano v. Steelcase, Inc.

The employer served the claimant with a notice for discovery requesting full access to current and deleted records on her Facebook and MySpace pages. Romano v. Steelcase Inc., 30 Misc. 3d 426, 907 N.Y.S.2d 650 (Sup. Ct. 2010). The claimant refused to give the authorizations, and the employer responded by filing a Motion to Compel with the Court. The employer supported their Motion with the claimant’s public content, which contained photos of the claimant smiling happily outside her home despite her claim of being confined to her house and bed. The claimant argued that the request and Motion violated her privacy rights.

The judge however disagreed that turning over the records requested was a violation of the claimant’s privacy rights. In his ruling in favor of the employer, he stated that the discovery request was valid “with respect to materials that may be relevant both to the issue of damages and the extent of a Plaintiff’s injury.” The judge also stated that it was “reasonable to infer from the limited postings on Plaintiff’s public Facebook and MySpace profile pages that her private pages may contain materials and information that are relevant to her claims or that may lead to the disclosure of admissible evidence.”

Workers’ Compensation Claim Tips to Keep in Mind…

  • Social Media – With social media, you have control of your privacy settings. Make sure you use these privacy settings on all of your social media accounts so only friends, family and people you choose can see your posted content. Also, only friend people you know on a personal level and don’t post pictures and statuses that you aren’t comfortable with the entire world seeing.
  • Private Property – Private Investigators can legally film you; however, they are not supposed to go onto private property.
  • PIs Must Speak with Counsel – If you are represented by counsel, a private investigator cannot ethically talk to you.
  • Report/Video Rights – The investigators report or video cannot be sent to a doctor without your consent. Although this is the law, many insurance companies routinely break the law. The investigators report may skew the facts or be a flat out lie. We have seen a case where a private investigator filmed a mother picking her child up when exiting a vehicle. While picking your child up from their car seat is a necessity in life, in this case the claimant had a lifting restriction of 10 pounds. Based on the video footage alone, the insurance company cut off all of the claimant’s workers’ compensation benefits. The insurance company also sent the video footage to the claimant’s doctor who lifted all of the claimant’s restrictions.

If you feel uncomfortable with the amount or type of information being requested by your employer or their insurer, consult a Northern Kentucky Workers’ Compensation Attorney. 

Contact Us (859.371.5997) for a Free Consultation


Lawrence & Associates Help an Employee of a Hospital Who Denied That She Was Injured On the Job

Posted on Thursday, November 13th, 2014 at 8:03 am    

hospitalEveryday employees are injured while on the job and everyday employers and insurance companies try to deny those injuries have happened on the job because they are trying to minimize the value of claims. Our goal is to help our clients get the medical care they need to recover as much as possible. We want to share a recent case we handled to give you an idea of what we can do for our clients. We will supply as many details as possible while still respecting our clients need for privacy.

The Situation

Our client was an employee of a Northern Kentucky hospital who fell while transporting a patient. She hurt her shoulder and neck in the fall, but went home that day hoping the pain would go away. Unfortunately it didn’t, and when she reported the fall to her supervisor, the hospital immediately denied that she had been injured at work and denied any Workers’ Compensation coverage.

What We Did

Our client asked us to determine whether she had a claim. Upon investigation, we found that the patient she was transporting was willing to testify that he had seen the client’s fall and heard her complain of shoulder pain. We gave this information to the hospital and informed them that a claim would be filed if the hospital did not accept its obligations to pay for medical treatment and Temporary Total Disability (TTD) under Kentucky’s Workers’ Compensation laws.

The Result

The hospital backed down and agreed to pay for TTD and medical treatment without the need for a claim. Our client was delighted that she was able to move on with her life without the time and difficulty of filing a claim.

Contact Us (859.371.5997) for a Free Consultation

Experienced Workers’ Compensation & Employment Law Attorneys

Lawrence & Associates have handled all types of workers’ compensation cases. Lawrence & Associates will work to build a strong and successful case for you.

Common Types of Work Injuries….

  • Back injuries and herniated discs
  • Head injuries and spinal cord injuries
  • Meniscus tears and other knee injuries
  • Shoulder injuries and rotator cuff damage
  • Complex regional pain syndrome
  • Exposure to toxic substances, including chemicals and mold
  • Carpal tunnel syndrome and other repetitive motion injuries
  • Construction accidents, including scaffolding collapses, falls and injuries caused by heavy equipment
  • Broken bones

More About Us

>> Our Team
>> Our Testimonials
>> Our Frequently Asked Questions (FAQs)


Hiring an Attorney: Tips On Getting the Best Lawyer For Your Personal Injury, Bankruptcy, or Workers’ Compensation Case

Posted on Wednesday, October 8th, 2014 at 3:58 pm    

finding an attorneyIf you’ve never worked with an attorney before, it can be intimidating to pick up the phone and call. As a layman, there’s no good way to compare one attorney’s services to another because each client’s case is unique and many variables (such as the random selection of a jury) can make similar approaches in similar cases yield wildly different results. Thus, choosing an attorney can feel like taking a complete shot in the dark. However, there are certain things you can do to ensure that you are choosing the attorney that is right for your unique situation.

See What the Bar Association Has to Say

In Kentucky, all attorneys are required to be members of the Kentucky Bar Association in order to practice law. Not all states have this requirement, but even states that lack it generally have local or regional bar associations. Attorney reprimands and disciplinary actions are matters of public record. Has the attorney you are interested in hiring ever had a bar complaint, or been reprimanded? Contact the Bar Association to find this out!

See What the Attorney’s Former Clients Have to Say

Confirming that your attorney has no black marks on his or her record only confirms competence. What about excellence? The internet is a referendum of public opinion on law firms just like other professions and business. While my experience has been that law firms typically have fewer online reviews than comparably sized businesses, reviews do still exist. Check out Avvo.com, which should have a profile on your attorney complete with peer endorsements and client reviews. Yellowpages.com and the various search engines’ local business listings are also good sources of information.

See What the Attorney Has to Say

Call the attorney and ask for a free consultation. Most attorneys will give one, depending on the area of practice. In personal injury, workers’ compensation, or bankruptcy, a free consultation is almost guaranteed. In other fields, like family law, you can usually get one but not always. Use the free consultation to gauge the attorney’s confidence and the depth of his or her knowledge. You should also feel free to bring up whatever concerns you have to the attorney and expect an answer that satisfies your concerns. If the attorney can’t give you that, you might want to keep looking.

See What Your Gut Has to Say

You’re an adult with plenty of experience in meeting new people and sizing them up. If you’re reading this article to prepare for a first meeting with an attorney, odds are you have a lot of common sense. Don’t leave that common sense at the attorney’s front door. If the attorney seems honest and feels like someone you can work with, use him or her. If not, move on. There are plenty of us out there.

Just like everyone else, attorneys have good days and bad days. Those of us that have been doing our jobs for a long time are sometimes guilty of going too fast and assuming new clients are more familiar with what we are saying than they really are. Occasionally, even the most seasoned attorney will get a curveball question during a consultation and have to say, “I don’t know, I’ll have to look that up for you.” But good attorneys are polite on their bad days, take the time with their clients to explain things fully, and follow up their “I don’t know” with “I’ve got that answer for you.”

If you’re looking for a lawyer in Kentucky or Ohio, Lawrence & Associates has a long record of success in personal injury, bankruptcy, and workers’ comp cases.

Contact Us in Kentucky: (859.371.5997) or Ohio: (513.351.997) for a Free Consultation


How is a Kentucky Workers’ Compensation Attorney Paid?

Posted on Tuesday, August 19th, 2014 at 1:33 pm    

Comp ClaimKentucky workers’ compensation attorneys are paid on a contingency fee basis. The easiest way to understand this is to realize that any payments made to your attorney are contingent on the attorney obtaining compensation for you, whether it be back due temporary total disability payments or a settlement. This also means, if your attorney does not recover any money for you, you do not owe your workers’ compensation attorney a dime.

No Up Front or Out of Pocket Expenses

With so many employees living paycheck to paycheck, a work injury can cause uncertainty and worry about how bills will get paid and how the employee’s family will be provided for while the injured employee is not working. Fortunately, Kentucky law is very specific about paying a workers’ compensation attorney. An Injured worker is not required to pay any attorney’s fees or any other expenses up front or out of pocket. The attorney fee is simply taken out of the amount of compensation the injured employee obtains.

The formula for contingency fees is as follows…

  • 20 percent of the first $25,000 recovered
  • 15 percent of the next $10,000 recovered
  • 5 percent of any remaining award

The maximum attorney’s fees in any Kentucky workers’ compensation case is $12,000, meaning, that is the most an attorney can take out of your settlement.

If you or someone you know has a Workers’ Comp issue, please contact a Northern Kentucky Workers’ Compensation Attorney today. Lawrence & Associates can help!fff

Contact Us (859.371.5997) for a Free Consultation


Kentucky Workers’ Compensation 101: An Overview of the Program

Posted on Wednesday, August 6th, 2014 at 4:42 pm    

Kentucky workers compIn Kentucky, it is mandatory for employers’ to provide workers’ compensation. If there is a job-related injury or death, it is the employer’s responsibility to provide the employee or the employee’s family with medical and disability benefits.

Who is Considered an Employer?

Under KRS 342.630, an employer is any person or entity with one or more employees. This definition includes state, city and county. That’s pretty straightforward. 

Who is Considered an Employee?

Under KRS 342.640, an employee is anyone working under contract for hire, expressed or implied; executive officers of corporations; state, county or city employees; volunteer firefighters; those who sell and deliver newspapers; and anyone person performing services in a trade profession or business. Although the list of covered employees is vast, under KRS 342.650 there are several exemptions including: agriculture employees, certain religious organizations and a domestic worker in a private home if less than two.

The 3 Major Components of Kentucky Workers’ Compensation…

  1. Medical Expense pay
  2. Disability pay
  3. Vocational Rehabilitation

Workers’ compensation can be viewed as a type of insurance that accommodates employees who need compensation for medical care due to an injury during the course of work in exchange for the employee’s right to sue their employer for negligence. Plans vary according to jurisdictions, though they can be made for weekly payments instead of wages as a type of disability insurance, compensation for past and future economic losses, the payment or reimbursement of the medical expenses as a type of health insurance, and benefits payable to the dependents of workers who were killed as a type of life insurance. Not included in worker compensation plans are punitive damages for employer negligence and general damages for pain and suffering.

If you or someone you know has been injured on the job, contact Lawrence & Associates today! We can help you get the benefits that you deserve!

Contact Us (859.371.5997) for a Free Consultation


Lawrence & Associates Provided Free Legal Consultations on Weekends at the Richwood Flea Market This Summer

Posted on Friday, July 18th, 2014 at 3:32 pm    

The Attorneys of Lawrence & Associates provided free legal consultations at the Richwood Flea Market on Saturdays and Sundays between 9am – 5pm this summer. Thanks for meeting with us!

Richwood Flea Market

Kentuckys best and most loved Flea Market since 1980! Richwood Flea Market is your one stop shopping home for all things vintage and new. Whether you are looking for a bargain or looking for a home for your store, Richwood Flea Market is the place for you. Great family fun and food!
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Lawrence & Associates

Lawrence & Associates is a firm dedicated to helping accident victims and the families of fatal accident victims get the compensation and care they need to rebuild their lives. We also help people and their businesses obtain a fresh financial start through bankruptcy. Lawrence & Associates is located in Fort Mitchell, Kentucky, and serves all of Northern Kentucky.

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